Biden's Title Insurance Reform
One of the unappreciated parts of President Biden’s economic policies were the efforts to reduce the burden of costs on average citizens....
A Lesson From a Past Election
There have been some surprising results in past elections as well as this one, and there are some lessons to apply. I remember back in...
Revisiting The Original "Big Lie"
I was reminded the other day of the power of narrative in this country, and how disinformation promoted on a mass scale can lead a huge...
A Brief History of Credit Scoring
Years ago, when I was employed in the mortgage business, a new way of mortgage underwriting was born: credit scoring. Prior to this,...
Have We Hit Peak Gasoline?
Carl Quintanilla of CNBC posted this chart on "X' for a conversation about gasoline prices. As I've mentioned before, as a percentage of...
The Inflation Post Mortem Begins
Now that CPI is truly trending down, and the dust has settled, the economics profession can get down to what really caused inflation, how...
Food Deflation Begins
Just from my own shopping experience, it appears that food prices had stopped rising awhile ago. Many larger retailers, like WalMart and...
The Fed Should Cut Now
Far be it from me, a small lone voice to weigh in on this, but others with BIG voices have been saying the same thing for some time: The...
This Soviet Economy
One can almost feel sorry for those who didn't live through the Cold War. Life was simpler then, as there was only one evil. And it...
Personal Finance: Defusing Interest Costs
I don't usually dip my toe into this on this site, but it occurs to me most people don't internalize the fact that a lender can't charge...
